Newly-promoted if none too happily married Howard Brubaker leaves a rowdy Company party early with the stunning Catherine, whom it turns out is herself unhappily married - to the boss. They spend an innocent night in New York becoming more and more attracted to each other, so that when Catherine announces she intends to leave her husband and return to Paris Howard asks to go along too. In the cold light of morning problems and pressures from spouses crowd in.
安妮（桑德拉·布洛克 Sandra Bullock 饰）和杰克的恋情并未走到最后，失落的安妮决意不再与特警恋爱，现任男友亚历克斯（杰森·帕特里克 Jason Patric 饰）为爱情隐藏特警身份，但无奈还是暴露，于是携安妮前往加勒比海度假作为弥补。在他们的游轮上，潜藏着一名危险人物——设计轮船操作系统的工程师基格（威廉·达福 Willem Dafoe 饰），基格身患绝症却遭到解雇，他为了报复公司掌控了轮船的自动航行系统，在船内装满炸弹，船长只得与乘客弃船，危机关头，亚历克斯挺身而出，与安妮返回船上救助被困的乘客。在游轮冲向毁灭终点的同时，安妮又落入了基格之手……
人性借条2影片的精彩影评
Newly-promoted if none too happily married Howard Brubaker leaves a rowdy Company party early with the stunning Catherine, whom it turns out is herself unhappily married - to the boss. They spend an innocent night in New York becoming more and more attracted to each other, so that when Catherine announces she intends to leave her husband and return to Paris Howard asks to go along too. In the cold light of morning problems and pressures from spouses crowd in.